When people set their minds to buy a home, they have so many things to think about - the type of house they want, the neighborhood they want to move into, finding money to make the down payment, whether the furniture will fit, how to manage the move, hiring a real estate agent - that they often don’t give a second thought to finding the best mortgage lender.
The choice of mortgage lender is very important for the new homeowner, because the lender will help determine how much you can borrow and whether you will even be approved for a mortgage loan in the first place. And they will also determine what the best interest rate is that you can get for your loan, which is why it is so important to find that one unbeatable mortgage lender.
So who is an unbeatable mortgage lender? It is pretty simple: the lender who has access to the most sources of loans. The more sources of money the lender has, the more likely they will have a loan you qualify for. The more sources, the more you will likely be able to borrow. The more sources, the better a rate you can get.
Did you know that the best interest rate might not be available at your bank? A mortgage broker can save you thousands of dollars by shopping the market, which includes banks and also private lenders. No bank will tell you that there is another source of funds for you home that is cheaper than their loan. But we do.
The best interest rate might not even be advertised. This is another reason it really pays to hire an independent, professional mortgage broker like Avrus. We know where to look and what questions to ask, and we get you the best available rate, even if it is not advertised.
And thanks to our Fannie Mae underwriting privileges we can approve your mortgage instantly. No stacks of forms to fill. No waiting a week on pins and needles. Instant approval, or sound advice on what you need to do to get that approval.
Who are the unbeatable mortgage lenders? The brokers like Avrus who can get you what you have no access to directly on your own, with friendly, personal service that you will find only at a family-owned business. If that saves you $5000 or $15000 or even $30,000 over the life of your mortgage, isn’t that worth it?
