Preparing for a Mortgage Application

Ever notice that when people hear the words “mortgage application” they break into a cold sweat? Why is that? It could be because not long ago, applying for a mortgage was quick and easy. All you had to do was fill out an application and give your lender permission to pull up your credit score. […]

You’ve Been Rejected for Your Mortgage, What’s Next?

According to the Mortgage Bankers Association (MBA), close to half of mortgage applications are currently being turned down. What if your application lands in the rejected pile? Don’t hide under a rock! Clearly, you’re not alone and there still ways that you can own your first home. There are lenders like AVRUS that are willing […]

Get Settled in Gainesville

It’s the University of Florida’s home, and some people see Gainesville, Florida, though that lens. And there’s nothing wrong with that—college memories are terrific memories—but you may be surprised to learn that there’s a lot more to Gainesville. In fact, you may even consider buying yourself some Gainesville real estate and settling in for a […]

How to Pay Off Your Mortgage Early

Perhaps you’ve just used Avrus Mortgage and Financial Services to secure a Florida mortgage or a Georgia mortgage for your first house … or maybe you just refinanced your current property to take advantage of lower Florida interest rates or lower Georgia interest rates. So you may think that all the work is […]

College Park May Be Just the Collegial Neighborhood for You!

So you’re thinking of moving to Orlando, Florida. Congratulations! This is one of the most thriving areas—economically, culturally, and more—in the whole state of Florida. And it has some really great neighborhoods. Take College Park, for example. Located just northwest of the downtown Orlando area, College Park is a lovely, safe, and vibrant community. The […]

How to Repair Your Credit for 2014

  We promised last week to help you repair your credit with our blog posts this week, so read on! Let’s assume you’ve had some problems with your credit rating, and you know that 2014 is the year when credit requirements for Florida mortgages and Georgia mortgages are getting tighter. That doesn’t mean that you […]

What About A Reverse Mortgage for 2014?

You’ve probably seen the commercials for them when you’re watching TV. Somebody—usually an aging TV star like Henry Winkler—tells you how your retirement will be so much better if you take out a reverse mortgage. It’s perfect, he says: you can stay in your home, and you even get paid for it! Sounds […]

Example of a Reverse Mortgage Being Used

PEOPLE: HUSBAND: Age 65, who has not been well for some time. WIFE: Age 65, who has spent her life raising children in the “best possible way”. OTHERS: Grown Children, ages 21and 41   REVERSE MORTGAGE EXAMPLE SITUATION AND DILEMMA: Husband and Wife made a conscious decision many years back, when their first son was […]

Atlanta is All That!

Atlanta, Georgia. You’re probably already thinking smooth southern sounds and warm southern hospitality, and you’re right: Atlanta has all that, and more. It offers excellent public schools, myriad job opportunities, and great shopping and recreation. If you’re considering relocating your family, your business, or just yourself to Atlanta, then you couldn’t have made a better […]

Celebrate with AVRUS!

It’s an exciting time for us all here at Avrus Mortgage and Financial Services: we’re approaching a billion dollars in total mortgage closings, helping thousands of people in Georgia and Florida to finance the home of their dreams. Our company has been in business since 1982 and our success is due to […]