In addition to standard mortgages, including ARMs and multi-year fixed rate mortgages, we also offer loans designed to help you achieve specific goals.

With Avrus Financial & Mortgage Services, Inc.® you can borrow as much as $10 million for refinancing.

Loan options	What is it?	Why choose it	Key points
Cash-out Refinance	A refinance transaction in which the borrower receives cash that may be used for any purpose.	This loan is ideal for those wishing to take advantage of competitive rates, to swap out their current interest rate, finance a larger mortgage than their first mortgage, and take the difference in cash.	Borrow even more than the available equity in your home - up to 125% of the value of your home.
No Income Verification	Don’t need to verify income Faster approval	Get paid under the table or cash at your job	Don't think you make enough money to qualify think again.
125% LTV Loan	Ideal for those with little to no equity in their home, or have debt consolidation needs greater than the available equity in their homes.	Since it's a home equity loan, the rate and monthly payments are fixed for the life of the loan.	Borrow even more than the available equity in your home - up to 125% of the value of your home.
Reverse Mortgage	Seniors 62 years or older can cash out with no payments for life.	Supplement income in retirement. Get cash for any purpose and never have to make another monthly payment	No Questions Asked (Only Equity is required)
Cash Flow Management Optional Payment	Fixed or adjustable rate which gives you the options each month to pay, the smallest payment, Interest Only, 30 or 15 year term	More Flexibility to manage cash flow instead of only paying mortgage payments you can buy other things, go on vacation, ect.	Gives you the option to select from four different payments each month

---