A West Palm Beach mortgage is all about falling in love

People don’t move to West Palm Beach just for the chance to get a mortgage from Avrus Financial & Mortgage Services, Inc. They have more emotional and physical reasons for moving here. We have seen it time and time again. People just can’t help it; they fall in love with West Palm Beach.

But Avrus provides them with the West Palm Beach that enables them to come to here and enjoy everything this city has to offer - all the emotions and all the physical comforts and joys that bring people here in the first place.

One thing has to be said for West Palm Beach - nobody ever comes here kicking and screaming. The chance to move to the beach paradise along the coast of Florida does not come along every day.

But if you are lucky enough to get a job here or to get transferred, or to have the means to come here without any employment lined up, then you are in for a treat. West Palm Beach houses are built to enjoy. That is the tie that binds everything in this town. It is enjoyable.

The tragedy is that occasionally somebody is turned away. Not by the town. Not by neighbors. No, they get turned away by the banks. The banks are not always so kind to people applying for mortgages. That is why it is so critical to find in West Palm Beach.

That is where “The Avrus Team” comes in.

Our slogan is Bank Says No! We Say Yes! That’s because we believe that a mortgage in West Palm Beach should be something available to you. Period. Instead of looking for reasons to reject your application, we look for ways to accept it.

We understand that you have fallen in love with this city, and more - that you have fallen in love with the specific West Palm Beach property that you want mortgaged. The problem is that banks don’t understand a thing about love or about life. They don’t care if you get the house you want. They just care about the numbers.

At Avrus, we do care. We depend on you being satisfied. We need you to get to move into and enjoy your new West Palm Beach house. Did you know that 90% percent of our business comes from referral? Yes, people just like you who fell in love with this place, came to us for their West Palm Beach mortgage and are still in love with their house, their property and this town.

West Palm Beach Homes amaze newcomers

We take the stately grandeur of homes in West Palm Beach for granted. But we shouldn’t, because they are really spectacular. We have homes that take the breath away when seen for the first time. This is something that should fill us with pride and with comfort.

We meet a lot of people who buy homes in West Palm Beach – because we give old-fashioned, personal face-to-face service – and we get to hear a lot about the home they view, not just the ones they are buying. Here is how one out-of-state buyer described what she saw:

“It was like endless acres of Hollywood style mansions, like the ones you see the stars in on TV. But it wasn’t Hollywood and of course there are no hills like in Hollywood and I am sure the homes in Hollywood don’t have as much land. I expected there to be just a few luxurious homes, but West Palm Beach turned out to be so impressive.”

Here is what another home shopper had to say:

“There is a unique style to the homes in West Palm Beach that we saw. There is a Spanish air to them, but like a great big luxurious Spanish villa. Many of the homes are fairly of recent construction, and yet they carry an air of timeless wealth. I really like it. It just feels good.”

Many people are surprised to hear that people buying even the richly appointed estates of West Palm Beach sometimes have problems arranging a mortgage. Regardless of income level, people like to get the best West Palm Beach they can afford, and people often like to push the envelope.

And that is great. That’s the dream, and every one of us should live it.

But banks don’t always understand dreams. In fact, they don’t include dreams in their risk assessment algorithms, and they don’t factor dreams into their cold-hearted “No!” when they reject your mortgage application.

Bank Says No! We Say Yes!

Yes, that is the slogan of West Palm Beach mortgage broker Steve Avrus and his team at Avrus Financial & Mortgage Services, Inc. Rich or poor, they do whatever is necessary to get you into the very best home you can afford. They look beyond the first numbers that come up and work with you to find a way to turn “No!” into “Yes!”

If you want to upgrade to a gorgeous West Palm Beach home, give us a call. With us on your team, you just never know what you might achieve.

Realtors in West Palm Beach Trust Avrus

Realtors in West Palm Beach Florida trust Avrus Financial & Mortgage Services, Inc. to get their clients approved for a West Palm Beach mortgage. Why do they trust Avrus so much? Because if you don’t get approved for a mortgage, if you can’t finance the real estate in West Palm Beach that you’ve been dreaming of, they don’t make a penny.

If you don’t get your mortgage, your real estate agent doesn’t make a commission on the sale of the property. If no real estate in the West Palm Beach area gets purchased, every West Palm Beach real estate agent would have to file for bankruptcy.

So getting you approved for a mortgage is almost as important for them as it is for you.

Almost.

Let’s face it, you would be devastated if you went through the search for the perfect home, the negotiations to buy the real estate, settled on a price after much haggling, went through the reams of paperwork to get that elusive mortgage approval, and then were told simply, “No!” Not, “Let’s help.” Not, “How about we try something else.” Just, “No”

Bank Says No! We Say Yes!

That is our slogan. That is our mission. We take it seriously because your West Palm Beach real estate dream is a serious dream. It’s about your life, not just your finances. That is something the cold banks with their risk assessment algorithms can’t see. But Steve Avrus and his dedicated team are real people who will sit with you face-to-face and review every detail necessary to make sure that somehow, some way, you will qualify.

The banks might not need your mortgage business, what with all the federal bailouts and huge investments in the markets. But we do need your business. And we do want your referrals. And for that, you need to be approved and we need to make sure that you are satisfied.

If you don’t get approved, we don’t make our money either. And if that happens, there will also be a lot of very disappointed realtors in West Palm Beach. Which is why we don’t let that happen and why we are the mortgage broker in West Palm Beach that real estate agents trust.

How can Palm Beach property pave the streets of New York City with gold?

Banks are rich. But you already know that. But did you know that when they make money from you, from mortgages or from anything else, that they take their money elsewhere? Of the top 50 banks in the United States, not a single one has headquarters in Florida. That despite the fact that Florida has six percent of the US population, making it the fourth largest state (probably eclipsing New York as the third largest state sometime in the next decade).

So everybody who buys Palm Beach condos is helping pave the golden streets of New York City. Or Charlotte. Or San Francisco. Not Miami. Not Orlando. Certainly not Palm Beach or West Palm Beach.

That might not be as objectionable if those out-of-state lenders worked really hard to help you buy your Palm Beach real estate. But they don’t. They make you fill in a pile of forms and then decide if they want to take a risk on you. The banks are rich, and they’ll stay rich, with or without your business.

They don’t need to grant you a mortgage; they make plenty of money elsewhere.

And they take their money elsewhere.

But what if there was a Palm Beach mortgage broker that helped keep some of that money right here in Florida? What if that same Palm Beach mortgage broker really wanted your business and was willing to jump through hoops to make sure you get your mortgage. What if Avrus Financial & Mortgage Services, Inc. was driven to make sure that you get the Palm Beach or West Palm Beach condo that you have your heart set on.

Bank Says No! We Say Yes!

We say yes, because we want your business.

We say yes, because we believe in your dream.

We say yes, because Palm Beach and the State of Florida deserve better.

We say yes because we have been building a solid reputation over 40 years of helping people just like you to acquire the Palm Beach property of their dreams. And we can help you, too.

Give us a call, and discover how easy and stress-free it is to finance your Palm Beach real estate purchase. We’ll earn not only your business, but also a referral to your friends. That’s how satisfied you will be.