San Mateo County Mortgage Broker
Everybody knows about San Francisco and San Jose, the big cities of Silicon Valley. Homes in these two cities are in high demand, and mortgages are not always easy to arrange.
Between San Francisco and San Jose, lies San Matteo County, home to some pretty big names, such as Oracle (Redwood City), Visa (Foster City) and FaceBook (Menlo Park).
We are your San Matteo County mortgage broker. We know how valuable homes in the area are and we work hard to be the easiest lender to get a home loan in San Matteo County. We are among the best rated mortgage companies in California.
Please note: we are not a bank. Banks often say “No”, especially in high-value neighborhoods like Menlo Park and Redwood Park.
We are an independent, family-owned company helping families like yours get the home you want at a loan rate you can afford.
Bank says No. We say Yes.
Call now - 1-800-741-4004
Best San Mateo Mortgage Company
It has been said that we are the best mortgage company in San Matteo. That’s because we look at your situation and ask one simple question: How can we make it happen?
Whether the home you have your eye on is in Belmont or in Foster City, in South San Francisco or in Menlo Park, the question is the same: How can we get you into that home at the least cost?
That is not the question the banks ask. They ask an equally simple question: How big a risk are these people? The bank’s first job is to avoid loaning money to people they perceive as a risk. In other words:
- Banks make it harder to get a home loan.
- Banks might not loan you enough
- You might end up with a higher loan rate
That will never do.
Mortgage Rates across San Mateo County
Avrus Financial & Mortgage Services Inc. can get you a better rate. That’s because we shop around for you. We have access to a seemingly endless supply of mortgage lenders in San Matteo County. In fact, we shop across the state and even out of state. We shop around, so you don’t have to. We go to:
- Banks
- Credit unions
- Financial institutions
- Private lenders
Yes, we seek out the best mortgage rates for you, even from sources you don’t have access to. You might shop around at three or four lenders. We keep on top of rates with all of them.
Not only that, but we know how to track down unadvertised rates that the public isn’t told about.
All this is with one goal in mind: to secure the best mortgage rate with the lowest interest for you and your new house or condo.
Jumbo Mortgages in Silicon Valley
What if you need a jumbo mortgage?
Conventional mortgages are fine when moving between similarly priced neighborhoods. But let’s face it, San Matteo County is not a typical neighborhood. The median price in half of San Matteo is over $2,000,000. In most of Hillsborough, it’s the same. You won’t find homes for less in Menlo Park or Redwood Park or Atherton.
That is not to say that you can’t find less expensive homes in Daly City or Pacifica. It’s just to say that this is a high-value county, and if you are moving here from elsewhere, there is a good chance you’ll need a jumbo mortgage to cover the difference in home prices.
No problem! We’ve got you covered.
We’ll sit down with you and devise the most effective way for you to finance the home you want. Whether it’s a conventional mortgage or a jumbo mortgage, just let us know what you need.
Bank says No. We say Yes.
Call now - 1-800-741-4004
Your Menlo Park Mortgage Broker
Perhaps the best-known town in Silicon Valley is Menlo Park. This is because it is home to FaceBook’s offices. This has also helped increase home values in the area. Demand keeps growing and prices keep rising. There has never been a better time to buy a home in Menlo Park, or anywhere nearby.
We are your Menlo Park mortgage broker. We can cut through the clutter and find an affordable loan suited to your needs. Did you know that Avrus is one of the top rated mortgage brokers in California and in the USA?
Menlo Park is at the south end of San Matteo County, right next to Palo Alto and just up the road from San Jose. Talk to us about the home you are looking for and the financing options both in Menlo Park and around the region.
Home Loans in Atherton and Redwood City
We have noticed a lot of people asking us about mortgage rates in Atherton and Redwood City. Both of these are great communities close to Menlo Park, and include area such as Centennial, San Carlos, Emerald Hills, East Palo Alto, West Menlo Park and North Fair Oaks.
So close to the tech giants of Menlo Park and Palo Alto, many self-employed people, such as consultants flock to the area. Can self-employed people get a mortgage? You bet they can! And Avrus can get it for them.
Bank says No. We say Yes.
Call now - 1-800-741-4004
We specialize in mortgages for difficult cases, and that includes self-employed people and people with complex tax return income documentation. In fact, one of the things we do best is help people improve their maximum borrowing potential and improve their “risk”. Unlike the banks, who just say “yes” or “no”, we sit down, roll up our sleeves and find a way to say “yes”.
“No” is not in our vocabulary.
Best West Menlo Park Jumbo Loan Rates
Being a very desirable community, Menlo Park is also a place where we see a lot of jumbo mortgages. This type of loan often puts a strain on the homeowner, so we make sure that you get the best jumbo mortgage rates available.
Worth noting is that the entire San Mateo County has housing prices above the national average, so finding the lowest interest rate mortgage is always critical. We serve the communities in San Mateo County, including these along the San Francisco Bay:
- Menlo Park (94025)
- East Palo Alto (94303)
- West Menlo Park and Sharon Heights
- Woodside Heights and West of the Alameda
- The hilly towns of Portola Valley, Redwood Park, Grabtown, Woodside and Woodside Glens (94062)
- Atherton (94027) and West Atherton
- Redwood City (94061 and 94053), including Centennial , Woodside Plaza, Bair Island, Redwood Shores (94065), Staumbaugh Heller and Mt. Carmel
- North Fair Oaks and Lloyden Park
- Emerald Hills and Emerald Lake Hills
- San Carlos (94070)
- Belmont and Bell Monte (94002)
- Foster City (94404), including Pilgrim Triton, Chess and Lincoln.
- San Mateo, including Hillsdale (94403) and Shoreview (94401)
- Hillsborough and Burlingame (94010), including Parrott Drive Area, Hillsborough Heights, Skyfarm, Ryan Tract, Brewer Subdivision, Ingold Milldale and Burlingame Village
- Millbrae (94030)
- San Bruno (94066)
- South San Francisco (94080, 94005) and 94014), including Avalon, Sign Hill, Brisbaine, Oyster Point, Uptown Brisbane, Crocker and South Camino
We are also the top mortgage company for these Pacific Coast communities, arranging both jumbo mortgages and conventional mortgages in San Mateo County:
- Daily City (94015), including Crocker, Broadmoor, Westlake and Serramonte
- Pacifica (94044), including Fairmont, Sharp Park, Pacifica Vallemar, Linda Mar and Rockaway Beach
- Moss Beach (94038)
- El Granada and Miramar
- Montara (94037)
- Half Moon Bay (94019)
- Lobitos
- La Honda and Bellevale
- Pescadero, Dearborn Park, Loma Mar and Butano Park (94060)
Bank says No. We say Yes.
Call now - 1-800-741-4004
600 California St, San Francisco, CA 94108
600 California St, San Francisco, CA 94108
575 Market Street, Suite 900 San Francisco, CA 94105
Meriwest Credit Union - Downtown Financial Center
100 S Second St, San Jose, CA 95113
2770 Sand Hill Rd, Menlo Park, CA 94025
Silicon Valley Financial Group
950 S Bascom Ave #2112, San Jose, CA 95128
2010 N 1st St, San Jose, CA 95131
Best Mortgage Broker in Hillsborough
At the north end of San Mateo County, some of the housing is more affordable. Some of it. Overall, conventional mortgages are more popular in communities like South San Francisco, Brisbane, Millbrae and Hillsborough.
Avrus is the best mortgage broker in Hillsborough and Burlingame, and in all the towns around. We take the time to understand both the real estate you are buying and your financial situation:
- assets
- income
- cash flow
- job security
- income predictability
- advancement opportunities
- everything
If the bank isn’t ready to give you the loan you want, that really doesn’t bother us. We have contacts far beyond the banks and other financial institutions. If the home you are buying is a good investment, there is always someone willing to loan the money. And we have a very wide network of investors. This means:
- A) We know how to get a loan when the bank says “No”.
- B) We can get you a personal mortgage loan at a lower rate.
Bank says No. We say Yes.
Call now - 1-800-741-4004
Millbrae and Burlingame Mortgage Company
Looking for a Millbrae mortgage company? Or a Burlingame mortgage broker. Or a mortgage lender in San Bruno? Avrus has you covered - a family-owned business in your community, that people actually enjoy doing business with. The reason is simple; we take the pain out of mortgage applications:
- We make you complete only the minimum number of forms required.
- We prequalify you for a home loan, before, filling all the forms.
- We don’t say “No.”. We say, “Here’s how.”
- We don’t sit across the desk from you. We site beside you, as part of your team.
The bank manager gets paid whether he says “yes” or “no” to you. He doesn’t care. We get paid only if we can find a way to say “yes”. And we’ll get paid a second time only if you are so satisfied that you tell all your friends.
The bank gets new customers with national TV advertising.
We get new customers by the testimonials and referrals of you, our customers.
Guess who will go that extra mile to make 100 percent sure that you are satisfied?
Now you know why people in Millbrae and Burlingame want Avrus to arrange their conventional mortgages and reverse mortgages, their jumbo mortgages and their government refinance plan loans. Self-employed, veterans, families and couples. We help everyone.
Reverse Mortgages in Daly City and South San Francisco
It’s worth mentioning that we help a lot of people arrange reverse mortgages. These are a tricky balance.
On the one hand, they allow you to stay in your home as you age, whether that home is in South San Francisco or Daly City, Menlo Park or Hillsborough.
On the other hand, we want to make sure you can afford the payments over the long run, without running out of money to live on.
We take the time to learn about your financial situation and your lifestyle to get you the best possible deal without putting your financial future at risk.
Of course, it always helps to get the lowest mortgage loan rate possible. And that is just what Avrus does for you.
The wonderful thing about a high-value area, such as San Mateo County, is that there is a lot of stored value in the homes. That means that reverse mortgages can be more easily secured without putting one’s retirement income at risk.
Live the good life without being forced out of your home. But do so with prudence and with a reverse mortgage from Avrus.
Bank says No. We say Yes.
Call now - 1-800-741-4004
1225 Fallon St G14, Oakland, CA 94612
1215 El Camino Real, Menlo Park, CA 94025
250 Rohnert Park Expy, Rohnert Park, CA 94928
State of California Department of Financial Institutions
45 Fremont St #1700, San Francisco, CA 94105
716 Santa Cruz Ave, Menlo Park, CA 94025
Best Mortgage Broker in Redwood Park
Did you know that Avrus is the best mortgage company in Redwood Park, as well? And in all the hill country, in fact? That includes Woodside and Portola Valley, Grabtown and la Honda.
People love to live in the hills overlooking the towns where so many people live, work and play. In the day, they go to their offices. At night, they head for the hills, to their splendid isolation in the Santa Cruz Mountains.
Some of the most desirable real estate in the country is in the mountains overlooking Menlo Park, Palo Alto and Mountain View:
- Ladera
- Los Trancos Woods
- Portola Valley
- Redwood Park
- Los Altos Hills
- Westridge
- Woodside Highlands
It’s not easy to qualify for a mortgage where the median listing price is over $4,000,000, as is the case in Woodside and Woodside Glen. But if that is your realistic price range, we can do it for you. And if the bank manager lets a low whistle escape his lips before saying , “No”, we’ll get in touch with private lenders we know to see what sort of deal we can get you.
Bank says No. We say Yes.
Call now - 1-800-741-4004
Lowest Pacific Coast Mortgage Rates
Although most of the action in San Mateo County happens between the shores of the San Francisco Bay and the Santa Cruz Mountains, there’s a vibrant community along the Pacific Coast, as well. In the north, bordering San Francisco is Daly City, and just below that is Pacifica.
Looking to buy in Pacifica? We want to be your Pacifica mortgage broker. We are serving home buyers just like you all along the Pacific Coast of San Mateo County, from Lobitos through Half Moon Bay, on to El Granada and Miramar, and finally up to Montara and Linda Mar.
Best Refinance Rates in San Mateo County
We arrange the mortgages, whether for new properties or for refinancing. In fact, it’s been shown that we can get you the best jumbo mortgage refinance rates.
People refinance for all sorts of reasons. Sometimes it is to reduce their interest payments. Sometimes it is to consolidate debt. Sometimes it is t free up cash for an extended vacation or urgent medical treatment. Whatever your reason, Avrus will get it done for you. And we will get you the very best mortgage refinance rates.
Refinancing has its advantages. For one thing, you can focus on the finances. There’s no home inspection or real estate agent or offer versus counter-offer. There’s no packing or moving or changes of address. No uprooting your life and your family.
There’s just the financing. And we take care of that for you. Remember, when you need financing in San Mateo County… Who you gonna call? Avrus!
Bank says No. We say Yes.
Call now - 1-800-741-4004