Naples Mortgages

Imagine gazing out your window and seeing emerald-green waters, exciting canals, and white sand beaches framed by a stunning sunset. You may think that you’re daydreaming or lost in a travel magazine, but this dream is closer to reality than you think. When it comes to owning Naples, Florida real estate, finding the perfect home—whether it’s a primary home, vacation home, or investment property—is the easiest part of owning Naples real estate.

In one of the most desired vacation destinations in the world, you have a variety of Naples luxury real estate, condos, townhomes, single-family homes, or Naples waterfront real estate to choose from. In the surrounding Naples area, hot spots include Port Charlotte homes, Boca Grande condos, Marco Island, Florida rentals and other real estate nearby. These homes are selling, and the market is moving, meaning you’ve got to act fast.

Say you’ve found your dream Bonita Springs home or other Naples area property. What’s next?

Here’s the hard part: Naples mortgages. Many buyers find their excitement grinding to a halt when the buying process stalls at the financing stage. Because banks pay little attention to the unique financial strengths of the individual borrower, banks in Naples, Fl may say no to a buyer that is actually a great mortgage candidate.

There’s another way to finance your real estate in Naples—a mortgage broker that says, “Bank says no! We say yes!” Consumer Protection Is Priority 1 With Avrus Home Loan Brokers. This is the mission statement of Avrus Financial & Mortgage Services. Instead of looking at what an applicant has to offer a lender the way a bank would, an Avrusmortgage broker looks at how Avrus can give you a “Yes!” with a low manageable mortgage rate.

Why choose an Avrus?

Even if a bank approves your loan to finance your claim in the Naples real estate market, you may find yourself dissatisfied with a lack of personal attention as the bank focuses on large scale commercial projects rather than an individual borrower. Banks do not have the same respect for your time—in fact, many applicants fill out mountains of paperwork only to find themselves denied. You could be spending this time exploring the Golden Gate Canal or picking out the perfect hammock to enjoy your ocean views!
Whether you’re a first time buyer or a seasoned real estate investor, your finances are too important for anything less than personalized attention from a mortgage broker committed to a long term partnership with you. Contacting Avrus can help these buyers get one step closer to hearing “Yes!”

Naples, Florida Real Estate Agent

There’s no doubt that Naples, Florida real estate is unique. Those who come to visit the spectacular beaches, nightlife, and other attractions of Naples often end up sticking around after looking at Naples real estate to own themselves. The sparkling canals of Naples make enjoying the unobstructed views a unique experience. From quaint downtown Old Naples to lively nightlife and restaurants, Naples has everything you look for in a vacation destination.

Your Naples real estate agent will know just what to show you, but the surrounding Naples area has plenty to offer as well. If you are looking at the Naples real estate market, check out these hotspots for owning property close by, which offer all the qualities Florida is known for along with an eclectic array of individual attractions:

Port Charlotte, Florida homes: Named one of the best places to retire by TopRetirements.com reports in 2015, there’s plenty to do in Port Charlotte, from enjoying the view at Port Charlotte Beach Park to catching a Charlotte Stone Crabs baseball game.

Punta Gorda real estate: There’s plenty to do in Punta Gorda, including checking out the Peace River Wildlife Center and any of the ten historical attractions listed in the National Register of Historic Places.

Boca Grande real estate: A small community on Gasparilla Island, Boca Grande offers a charming downtown district along with world-class fishing.

Bonita Springs real estate: Bonita Springs offers fantastic views of the Imperial River flowing through downtown and unique sights of sand dunes at Bonita Beach Park. You’ll also find one of the last undeveloped barrier islands in the area at Barefoot Beach Preserve Park, which boasts the sixth best beach in the United States ranked by in 2013. It was ranked No. 2 on the 2014 named as one of the best beaches in the nation on Stephen ‘Dr. Beach’ Leatherman’s survey of United States beaches - collergov.net

Cape Coral real estate: With more mileage of canals to admire than any other city in the world, you can enjoy more than 400 miles of this “Waterfront Wonderland.” This pre-planned community was designed to be built as a premier vacation destination.

Fort Myers homes: Whether you’re a history buff or a waterfront enthusiast, you’ll understand why Thomas Edison and Henry Ford both had vacation homes here after visiting Fort Myers.

After looking at all the Naples real estate area has to offer, buying a waterfront home, condo, or other property here is an easy decision. It’s not always so easy, however, to obtain a Naples mortgage. Even if you have many financial strengths such as no debt or cash reserves, banks may find any reason to deny your home loan application, which can be disappointing for the Naples real estate buyer.

At Avrus Financial & Mortgage Services, all points of a borrower’s eligibility will be considered, meaning when banks say no, Avrus says yes. Avrus will work with you and your unique financial strengths to find a manageable and affordable mortgage rate and make your Naples, Florida real estate dreams come true. A relaxing and exciting Naples lifestyle can be just a phone call and some simple paperwork away with mortgage services from Avrus. No matter your frustrations with Naples banks, Avrus can help make owning Naples real estate a reality.

Naples Waterfront Real Estate

There’s a reason why the population of Naples and surrounding areas like Marco Island practically double during winter months—Naples, Florida real estate is the best getaway from the winter blues. What began as a small fishing village is now a cultural hub decorated with beautiful Neapolitan architecture and unobstructed views to make a world-renowned vacation destination. In a state known for glorious waterfronts, Naples stands apart from the rest— Naples views are so spectacular that city codes restrict building heights and billboards to help keep the skyline clear. Along with spectacular fishing and boating, residents and vacationers alike can enjoy pristine beaches, fine dining, over 70 golf courses, lively nightlife, and fun family activities.

Naples is a great place to live or visit, but it’s also the perfect place for a waterfront investment

property. Florida’s market is gaining attention right now for having more inventory than other areas, and Naples real estate is no exception. If you are looking to invest in a rental property, Naples waterfront real estate is a great attraction for renters looking to vacation in sunny paradise.

Owning Naples waterfront estate is a great long term investment strategy. With hundreds of new homes built in the Naples area every year and low mortgage rates available, Naples is the place to buy. However, those who apply for a Naples mortgage may realize that finding the right home is the easiest part of the buying process. Naples banks may make potential borrowers jump through hoops filling out piles of paperwork just to deny the application. If you are a unique type of borrower, you may find it hard to find the right mortgage with the typical mortgage application process of banks. For example, Naples banks will want to project future income when qualifying you for a loan, which can be difficult to do for the self-employed.

Avrus Financial & Mortgage Services, however, will consider the assets of an individual borrower, which could include other strengths like cash reserves, a consistent documented history of self-employment, or other assets that can make a strong candidate for a mortgage that banks may not consider. No matter what your situation is, acquiring your Naples mortgage may be easier than you think by working with Avrus. With almost one billion dollars in successful mortgage closings since 1982, Avrus has a long history of success working with Florida investors. When Naples banks say no, Avrus says yes to finding the best affordable mortgage for you.

Naples Real Estate Market

If you’re looking for the ultimate getaway, the place to be is Naples, Florida. With stunning views and waterfront properties, it’s no wonder Naples was named after the beautiful Italian city set on the Mediterranean. You may wish to never leave. After looking into Naples, Fl real estate, you’ll realize how easy and affordable this can be.

Why Buy Naples, Florida Real Estate?

The Naples, Fl real estate market is one of the best places to buy property right now. Prices are at the lowest in years, making Naples real estate a hot buy whether you’re looking for a second home, a permanent residence, or a rental property. Naples has one of the lowest property taxes in the state, bringing you even more savings. You’ll have great options from Naples, Fl luxury real estate, Naples waterfront real estate, or a variety of other types of properties along with easy access to surrounding areas, such as Fort Myers, Cape Coral, and Port Charlotte.

As one of the most desirable places to own property in the world, Naples consistently makes “Best of” lists for its scenery and high quality of life rating, including CNN Money’s “Best Place for a Long Life.” For those seeking fresh air for health reasons, a love of nature, or a great environment to raise your children, Naples’s air tests in the top cleanest U.S. cities in terms of ozone pollution. You can breathe easy as you take in one of National Geographic’s “Top Ten USA Beaches.”

Along with outdoor activities like boating and outdoor adventuring, real estate in Naples also gives you access to great shopping and nightlife activities. Although Naples does see an influx in population during the vacation season, a prime time for your rental property, the city’s population of just over 20,000 means that you can enjoy all the views and amenities without the heavy congestion you see with larger destination cities.

Don’t Wait to Buy!

However, because of these great features and low prices, homes are moving quickly in the Naples real estate market. You will want to move forward fast with your purchase, but with such a big life decision, it’s important you find the right Naples mortgage for you. This doesn’t always mean going to a bank—in fact, banks are often quick to disqualify applicants without taking a close look at what some real estate buyers have to offer. Also, borrowing from a bank can be an impersonal and confusing process. You can fill out piles of paperwork only to find out your application was denied.

You will want to go to someone who wants to understand you, your finances, and your property. Avrus Financial and Mortgage Brokers knows Naples, Fl real estate, and what it takes to give you the best financial arrangement. This means giving you the lowest rates, a simple loan process, and keeping you informed every step of the way. With a stress-free and manageable mortgage, you can spend more time relaxing in your Naples, Florida dream home.