A Key West mortgage for moving to Key West

If you will soon be moving to Key West, one of the first stops you should make is at our office.

Avrus Financial and Mortgage Services has been arranging home financing for Key West real estate since 1982. We have a depth of experience that can help you sail smoothly through what many people find the most challenging part of buying a house.

We take the time to understand a few things first. We want to know about the Key West property you plan to buy. We want to know about you and your financial goals, as well as your goals for the property you want to finance. That way, we can search for the ideal mortgage among the many offers and options available.

Whether you want a closed or open term, a conventional or jumbo mortgage, a fixed or variable interest rate, Avrus Financial and Mortgage Services will put together the mortgage plan that will help you not only buy the house of your dreams, but also get the most out of that beautiful Key West property.

Key West houses are a much sought-after commodity. Millions of people would love to move to Key West if they could afford it or arrange it. If you’ve found Key West real estate that you can afford and can arrange, consider yourself to be a very lucky person.

In addition to helping find the ideal mortgage plan, we take the steps to make sure you will qualify. Not everyone does qualify, but we can increase your odds.

Bank says no! We say yes!

When the bank says “No, you don’t qualify”, Avrus Financial and Mortgage Services pulls out the paperwork to see what can be done to help you to qualify. Sometimes there is an error on your credit report. Sometimes you just need to pay off a couple loans. Sometimes there are outdated notes on your credit report.

We take the time to point you in the right direction so that you can qualify for the Key West mortgage you need. Unlike the banks, we won’t just send you packing.

We will also fight on your behalf for the lowest rate. We have the ability to shop around to get you the best interest rate available on the market. If we can get you even a half a percent lower rate, you could end up saving $10,000 or $20,000 or $30,000 or even more. That’s enough to make a big difference in how you enjoy the Florida Keys. For instance, it might be enough to determine whether you buy just a house…or a house and a boat.

Stop by Avrus Financial and Mortgage Services; we will set you up with the perfect Key West mortgage for you.

Vacation homes in Key West, Florida

Believe it or not, there are people who don’t want to live in Key West. Perhaps they are close to their family up north. Or they have a job they really like that does not allow them to telecommute from the Florida Keys. Or they might have a sentimental attachment to wherever “home” is right now.

But just because you don’t want to live in Key West, it doesn’t mean you can’t vacation there. In fact, vacation homes in Key West, Florida, are becoming increasingly popular each year. Key West property has become one of the more coveted vacation options in recent years.

At Avrus Financial and Mortgage Services, we understand the allure of Florida Keys vacation cottages and how badly you want to own one for yourself. The good news is that we want you to own one just as badly as you do. We won’t help you select your Key West real estate, but we will help you to afford it.

In fact, there are three important things that we do for you. The first thing is to make sure you qualify. Our slogan is “Bank says no! We say yes!” Whereas banks often summarily dismiss anybody who does not qualify at first blush, we dig deeper. We help you understand how you can qualify for a Key West mortgage - what steps you need to take to qualify.

Second, we save you the hassles of all the forms and paperwork and bureaucracy, in particular not making you go through the whole process until you do actually qualify for your Key West mortgage (unlike many banks!)

Finally, we help you find the most advantageous interest rate. This means the lowest rate, but also the best arrangement for your finances. In some cases that might include a longer amortization period. It might mean an open mortgage or a closed mortgage. Or it could mean going for a jumbo mortgage. Your financial situation is unique and the mortgage plan we arrange for you will be equally unique.

After all, once the mortgage is arranged, you want to enjoy the Key West real estate you just bought. That means having some money left over for the important things in life. Like maybe a boat. Or patio furniture and a Barbecue.

There are so many ways to finance Florida Keys vacation cottages. Avrus Financial and Mortgage Services will find the best way for you.

Florida Keys real estate agents and mortgages

There is something special about that unique string of islands that moves people from across the country to seek out Florida Keys real estate agents and search for the “Home for Sale” pages of the Key West Citizen.

Could it be that our islands are the southernmost point in the eastern USA? The most tropical location in the country, save Hawaii and Puerto Rico?

Could it be the unique landscape than one can find only on a string of islands projecting for over 100 miles into the ocean?

Could it be the mystique captured so well by the Beachboys in their song “Kokomo”?

If you are looking for Florida Keys vacation cottages, like so many others, you will soon want a mortgage. We work with your real estate agent to make it happen.

Avrus Financial and Mortgage Services: Your Key West Mortgage Brokers

Avrus Financial and Mortgage Brokers have been serving the citizens of Key West and the Florida Keys since 1982, helping arrange mortgages for long established residents and newcomers from around the country.

Whether you are moving to Key West to start a brand new life, or simply want that vacation cottage in the Florida Keys to “get away from it all”, we can help. Once you have found that ideal property, you will need to finance it.

That’s where we step in.

Our fast and friendly service takes whatever steps available to make sure that your dream will come true. Our goals is to make you a customer for life, so you know that we will treat you well. When you come to us, you will not get treated like just a “number” filling in paperwork, the way many banks will treat you.

We take the time to prequalify you before you go through all the hassle of filling in the full range of forms. If there is a trouble spot on your credit report, we will help you determine the best strategy to repair it so that you can proceed with your mortgage application.

We know how much you want to be a Florida Keys real estate property owner, and we are committed to making that happen. Let us help you shop for the ideal Key West mortgage today.

Looking for homes for sale in Key Largo, Florida?

If you are looking for homes for sale in Key Largo, Florida, you have a lot to choose from. At

any given time, there are typically a thousand properties to choose from in Key Largo. And Key Largo, as its Spanish name implies, is big. In fact, it is by far the biggest of the Florida Keys.

So if you are looking for Florida Keys vacation cottages or permanent home, Key Largo is a great place to start. Many of the properties are waterside with their own private docks along private canals.

There are plenty of Florida Keys real estate agents available to help you find the property you want and can afford. Yes, there is a lot of luxury, but there are many affordable homes for sale in Key Largo, Florida, too.

While you are looking at the houses, and getting a sense of how much you plan to pay for a property, take a moment to think about financing. That means mortgages. Yes, a mortgage will be required, but don’t worry Avrus Financial and Mortgage Services will take the headaches out of sorting through all the options and making sure all the forms are properly completed.

We will make sure you qualify before putting you through the full onslaught of paperwork. And if you don’t qualify, we won’t send you packing the way so many banks do…

Bank says no! We say yes!

We help you understand what you need to do - what steps you have to take - to qualify. Qualifying for a mortgage should never be a yes-or-no-proposition. It should always be a how-can-we-make-it-happen proposition.

Some Florida Keys real estate agents might not tell you everything you need to know about mortgages. Their specialty is real estate. Our specialty is mortgages.

And as important as it is to find the perfect property at an affordable price, it is equally important to get the best mortgage at the best interest rate available. The higher the interest rate, the more expensive the house will be to buy, regardless of how well you negotiate with the seller. Our job is to keep that price as low as possible for you.

For friendly service with a smile, and a team dedicated to getting you the best mortgage deal available, come to Avrus Financial and Mortgage Services.