Best Gainesville Mortgage Broker

Welcome to Gainesville, home of Avrus Financial & Mortgage Services, Inc. If you want to make Gainesville your home, too, you’ve come to the right place. We specialize in getting you the financing you need to buy that very special home you’ve been eyeing.

Gainesville is the county seat and largest city in Alachua County, Florida. We know Gainesville. We know Alachua County.

And we know the real estate. We know the communities. We know the banks. And we know the financing. When you want a Gainesville mortgage, there’s only one place to go: Avrus. We are the best Gainesville mortgage broker.

Bank says No. We say Yes.

Call now - 1-800-741-4004

The banks often say “No”. This might seem puzzling to you. After all, shouldn’t the banks try to win your business? Don’t they want you as a customer? Don’t they need your business? That’s what we think, too. But that’s not how the banks think.

Do the banks need your mortgage business?

The banks have a ton of customers. Many of them are huge - big companies, industrial property developers, even other financial institutions. That’s where they make their money.

So the short answer is that the banks don’t need your business.

The longer answer is that they would love to have your business, as long as it’s an easy win for them, as long as there is little chance that they’ll have complications. So they try to determine how big a risk you’ll be. And often they say “No.”

The bank manager gets paid just the same whether he says “No” or “Yes”. The bank can say “No” without blinking an eye.

Your Gainesville mortgage broker

Why is Avrus different? We are not a bank. We don’t manage the portfolios of Fortune 500 companies. We don’t handle investments and credit lines and business loans. All we do is mortgages.

You, the home buyer, are the focus of our attention. Without you, we are nothing. You get all our attention, because you are our business. If we don’t say “Yes”, we don’t get paid.

So we find ways to say “Yes”. We look at your financial situation - your assets and income and debts and everything. We determine where we can get you the best mortgage, with the best terms and the best rates.

How we get your Gainesville mortgage

Hint: It might not be the bank.

We do arrange mortgages through banks, sometimes. When it makes sense for you, the customer, that’s what we do. We are often able to negotiate a better deal than retail;. Sometimes we know about unadvertised, special rates.

But we don’t go just to the banks. We go to other sources in Gainesville, or farther afield in Florida. Or we might even find your best deal out of state.

We have built an impressive network of investors eager to lend you the money you need to buy your house. This includes banks and financial institutions, but it also includes private investors who might look at your finances with a lot more flexibility than the banks and their rigid criteria.

The bottom line is that when you want a mortgage, we make sure to say “Yes”.

What’s more, we have a very strong incentive to make sure that you are satisfied. We don’t do fancu advertising. Most of our business comes through word of mouth - customers like you telling their friends how please they are with our service.

If you don’t get your mortgage, we don’t get paid.

If you are not satisfied, we don’t get new business.

You see how motivated we are?

For the best mortgage in Gainesville, give us a call today at 1-800-741-4004.

Bank says No. We say Yes.

Call now - 1-800-741-4004

Gainesville FL Real Estate

Many people are choosing Gainesville as their new home. And no wonder. It has the perfect weather, not too hot and not too cold. Inland and to the north of Florida, it avoids most of the severe weather elsewhere in the state.

It’s the main city in North Central Florida, making it a commercial and population hub. It’s big enough to offer all the amenities you want in a city, but small enough that it feels like home.

Nevertheless, Gainesville is just an hour’s drive from Jacksonville - commuting distance. This means that even in small city Gainesville, you have access to job and other opportunities of big city Jacksonville. That makes real estate in Gainesville Fl very attractive.

As with any city of its size (about 130,000 people), Gainesville has a variety of neighborhoods and housing. Whether you seek the tranquility of a residential neighborhood or the excitement of a cosmopolitan area, you have options.

Sought-after Gainesville Florida Real Estate

Among the more sought-after neighborhoods are Tioga, Newbury, Jonesville and Arredondo just west of town. These are in the following zip codes:

Zip code 32618

Zip code 32669

Zip code 32608

Zip code 32607

Zip code 32606

Zip code 32653

Many people also choose West Hills and West Park, a little closer to downtown. Some other popular neighborhoods include Beville Heights, Mill Pond, Phoenix, Black Acres, Mason Manor, Raintree, Madison Park, Ridgewood, Westmoreland, Landmark Woods, Pine Park, Gateway Park, Springhill. Lamplighter, Windsor and Rainbows East.

Bank says No. We say Yes.

Call now - 1-800-741-4004

The good news is that homes in Gainesville are very affordable. Gainesville real estate is within the reach of almost anybody moving here. And if you don’t yet have a Gainesville real estate agent, we can help you find one.

Gainesville Commercial Real Estate

Houses and condos are not the only real estate in Gainesville Fl. Avrus is proud to help arrange mortgages also for commercial real estate in Gainesville. As with any city of its size, Gainesville s home to plenty of commercial establishments, including retail and service industries, industry and packaging, as well as automotive and mechanical.

Although Gainesville is very much a university town, with nation’s 9th largest campus at the University of Florida, there is a thriving commercial marketplace. Restaurants, grocery stores and a variety of small business means that commercial real estate is always required. It makes a good investment.

Avrus can arrange a mortgage for you on whatever commercial real estate in Gainesville that you desire. Just call us at 1-800-741-4004.

Bank says No. We say Yes.

Call now - 1-800-741-4004

Lowest Gainesville Mortgage Rate

Gainesville is famous for its low cost of living, and that includes its low cost of housing. We at Avrus will bed metal bars and leap over tall towers to get you the lowest rates on your mortgage.

That’s because we want your business.

It’s because we want you to be satisfied.

And it is also because we can.

Yes, we can get you the lowest rates, because we have access to a huge network of lenders competing for your business.

If you seek a mortgage at retail, you might visit a couple banks, maybe even 4 or 5 of them. And they will all put you through the same form-filling process. Most likely they will all either say “No” or quote you the same price. That’s retail banking. Nothing wrong with it, as long as you can handle a “No” and you don’t mind paying a slightly higher interest rate on your mortgage than you need to.

Lowest Mortgage Rates in Gainesville Fl

We can get you a better rate.

We have several ways of doing this.

First, we can shop around. Not at two banks. Not at four or five, but at dozens of banks across the state and across the country. Our feet won’t get tired, so we have access to many more financial institutions than most people do.

Second, we know how to dig up unadvertised deals. There are special rates that the banks don’t tell their retail customers. You can’t walk in off the street and ask for them.

Third, we have a secret weapon. We have nurtured a network of private lenders. They don’t walk around with signs. You have to know who they are. And sometimes we can get you a better rate through them. Often, we can get a mortgage through them when the banks won’t even look at you.

Bank says No. We say Yes.

Call now - 1-800-741-4004

Lowest Jumbo Mortgage Rates in Gainesville Fl

What if you need a jumbo mortgage? We can get you the lowest rates.

What if you want a reverse mortgage? We can get you the lowest rates.

What if you need to refinance? We can get you the lowest rates.

What if it’s a no-money-down mortgage that you need? We can get you the lowest mortgage rates in Gainesville.

Since 1982, that’s all we’ve been doing. We’ve been getting people the lowest possible mortgage rates in Florida. It doesn’t matter what type of mortgage you need, whether it’s a jumbo mortgage, a reverse mortgage, refinancing your property or whatever it takes for you to buy the home you want and maximize your available funds.

From Key West to Pensacola , we’ve got you covered. We get you the mortgage. We get you the lowest interest rate. You get the home you want.

If you’re looking for the lowest mortgage rates in Gainesville, Florida, just call us at 1-800-741-4004.

Bank says No. We say Yes.

Call now - 1-800-741-4004

Gainesville Mortgage Companies

We are proud to be one of the best mortgage brokers in Gainesville, Florida. In fact, we are proud to be one of the top mortgage companies in Florida. This doesn’t come easily. We’ve worked hard to be the best. And we’ll keep working hard.

Avrus Financial & Mortgage Services, Inc. remains a family owned business after over 30 years. Like you, we work hard. We balance budgets, we have homes with mortgages. And we have repeat business, as clients return each time they need a new mortgage.

Top Gainesville Florida Mortgage Broker

There are reasons why people tell us they want to do business with us again and again. Here are four of those reasons.

1. We care. Yes, we do, and it shines through in everything. Customers can tell when they are dealing with a family business, because we all have mortgages, too.

2. We pay attention to the details. Sometimes this can be very important. A quarter percentage point is a “detail”. It’s small. But, like a lever, make a small change at this end - a quarter percent - and it makes a huge difference at your end. In fact, it means several thousand dollars of difference to you. So we pay attention to the details.

3. We listen. We can’t serve you properly without truly understanding what you need and what you can afford. We ask questions, then we listen.

4. We are diligent. We have to be if we want to retain our record of consistently arranging the lowest mortgages possible for our customers. We have to explore every avenue. We have to take the time to do it right.

Those are just some of the things that mak us one of the top mortgage brokers in Gainesville Fl.

Gainesville Fl Mortgages

You can count on Avrus. We follow the “customer for life” philosophy. That means that we earn your business on the first visit, and we keep earning it each time you return. We don’t want to keep chasing new business; we want to satisfy you, so that you keep returning.

You should know that we are licensed, insured and bonded as both a direct lender and a broker across the State of Florida. We have Fannie Mae underwriting privileges, so we can give a you a new mortgage or mortgage refinancing answer within minutes of receiving your application.

We can serve you in Orlando. We can serve you in Miami. We can serve you in Jacksonville. And we can serve you right here in Gainesville.

If you’re looking for the top mortgage broker in Gainesville, Florida, you’ve found us. Give us a call at 1-800-741-4004.

Bank says No. We say Yes.

Call now - 1-800-741-4004