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Home Equity » OVERVIEW
We beat the banks!

Did you know that the Real Estate Home Appreciation just in the last 12 Months has fallen, and the median home price, the point at which half of all homes are sold for more and half are sold for less, dropped in all regions but the West, as well. The price increased to $220,500 in the West, up from $217,900 in July, but it is still down 12.2 percent from last year. The median price in the South dropped to $157,400 from $162,100 and is down 11 percent from August 2008. In the Midwest, the price rose to $155,900 from $149,900 in July. In a year-over-year comparison, the price is off 10.4 percent. The Northeast region's median price declined the most of any area, dropping more than $10,000 to $241,100 from $251,500. Since last year, the price has fallen 10.5 percent.

You may have less equity before you know it, if you wait to pull it out.


Cash for any reason, including paying off car loans
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Bank Says No! We Say Yes!

It's time to benefit from your investment. Home equity loans (HEL) are flexible tools to help you make the most of your home equity.

Use your home equity as a low-interest way to:

Consolidate debt
Pay for home improvements
Buy a new car or pay off your current car loan
Cover tuition
Pay for medical care
Take a vacation
Start your own small business
Purchase a second home
Improve your credit scores

As a bonus, the interest you pay on home equity products is generally considered to be a tax-deductible expense. Check with your tax advisor for details.

Apply or call today to find and lock in your best rate!

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Offer intended for qualified applicants only. Terms subject to change without notice. Actual loan terms are subject to qualification for income, credit and property. This is not a commitment to make a loan or a commitment to the interest rate, points and fees for a loan.


 
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