The day’s best mortgage rates might not even last through the day. Today’s rates are probably different from yesterday’s or tomorrow’s. The market moves that quickly, which is why you need a mortgage company you can trust—a partner who will be with you every step of the way.
At Avrus Financial and Mortgage Services , we are the mortgage rate experts. Avrus Financial is here to help guide your through the entire process. We’ll help you get a fast mortgage rate quote with the best interest rate, and show you in plain terms how it compares with the current mortgage rates.
We know that everyone has a unique financial situation. We work with every customer on a one-to-one basis, getting to know your specific circumstances to get you the fastest, easiest and lowest mortgage rate quote.
Whether you are shopping for a conventional, FHA, VA or even jumbo loans, the best mortgage rates today haven’t been seen in decades. Today’s rates for a 30 year fixed interest mortgage are as low as 3.500 %. The current best mortgage rates for a 15 year fixed interest loan go as low as 2.500 %.
The 30 year fixed VA home loan mortgage rates are as low as 3.250%. Current interest rates on FHA home loans for a 30 year fixed interest mortgage are as low as 3.250 %. FHA rates today for a 15 year fixed interest loan are as low as 2.750 %.
Current best mortgage rates today for jumbo 30 year fixed loans are as low as 3.750 %. Jumbo 15 year loan rates are as low as 3.250 %.
Naturally, the best mortgage rates today are available to borrowers that have maintained a history of good credit and provide required documentation of income and assets.
Because the best mortgage rates today might not be here tomorrow, you’ll want to lock in the lowest interest rate possible. Knowing that there is a difference between a mortgage rate quote and a rate lock is crucial for every consumer.
A mortgage rate quote is an estimate of what your home loan interest rate will be. As current mortgage rates change between the time of your quote and when you are ready to buy a home, your rate may change.
Understandably you want to “lock in” a low mortgage rate quote. Until you have a specific property to put an offer on, the best you can do is find out the current mortgage rates. Once you have zeroed in on a specific property, you can lock in your rate.
When you’re ready to lock, the tricky part comes in knowing when to do so—typically up to five days before close. Will rates go up or down? Lock in now or wait? Having a partner like Avrus Financial will help you make the right decision for your particular home loan.