Treasure Coast Real Estate - AVRUS | Avrus Financial & Mortgage Services, Inc. ℠

November 23, 2016

The Treasure Coast offers so much ocean to love

Standing along the Treasure Coast, it’s clear to see what draws people to Florida.

The ocean.

No state has more coastline than Florida, except Alaska. But Alaska is a little chilly this time of year…actually, any time of year.

Florida isn’t. In fact, Florida never gets really chilly.

The Treasure Coast is among the most beautiful coastal areas in the United States. No wonder it’s called “Treasure”. With all the beautiful beaches on the Atlantic Ocean and on the Gulf of Mexico, it’s a wonder that they don’t just rename Florida “Treasure”, too.

The treasure Coast officially runs from Micco and Sebatian in the north down to Jupiter and Tequesta in the south – everything between Palm Bay and Palm Beach. Dead center in this stretch of beach is Port St. Lucie and Fort Pierce.

What is unique about the Treasure Coast is its double decker beach. There is the protected beach on the actual coast. And there is the protecting beach just a few miles offshore, a reef that starts around Stuart and Palm City and goes north until widening into Cape Canaveral.

The more famous beach reefs in Miami and West Palm Beach are much smaller and much closer to shore. In fact, the reef extends to some degree along most of the Atlantic coast of Florida, from the far north, right down to Miami. And even the Florida Keys are an extension of this same reef.

But through the Treasure Coast, the reef provides one long sheltered bay, so that no matter where you are, you get to enjoy the peaceful calm of the ocean inland.

The most surprising thing about the Treasure Coast is its affordability. You can get just as nice a home along the Treasure Coast as you can most places in Florida, in the same price range.

That means that you could choose to live inland, but for no extra money, you could be living in a sheltered Oceanside paradise.

In fact, St. Lucie County is pretty much right in the middle of all Florida counties when it comes to property values.

The most affordable property in the region is in Fort Pierce. The most expensive is in Stuart, just south of Port St. Lucie. The outer reef is tops in price, followed by the inner reef and North River Shores.

Properties at the south of the Treasure Coast, such as Jupiter Inlet and Tequesta, just north of North Palm Beach, tend to also be pricey. Juno Beach and Juno Ridge are also considered more desirable, but these are already in the Palm Beach region. Another fancy area with upscale homes is in St. Lucie, just north of Fort Pierce, both on the reef and on the mainland.

But by far the most desirable properties along the Treasure Coast are on the reef from North Beach down to South Beach – the northern quarter of the coastline.

In other words, you have pricing options. You can enjoy the Treasure Coast in as much luxury as you can afford. Or you can enjoy it even if luxury is not in line with your income.

Either way, you can count on Avrus for the lowest interest rates on a Treasure Coast mortgage.

July 5, 2016

Finding Your Home in Fantastic Fort Pierce

We talk a lot about the Treasure Coast here in our blog, and for good reason: it’s one of the most beautiful areas in the world, not just in Florida! And Fort Pierce real estate is affordable, plentiful, and welcoming—so you could easily find your home in fantastic Fort Pierce!

Located in St. Lucie County, and in fact the county seat, Fort Pierce is also called the Sunrise City (its sister city, in California, is San Francisco, the Sunset City). Fort Pierce is named for the army installation of Fort Pierce built in the area in 1838 during the Second Seminole War.

In case you don’t think it’s a good time to be taking out a Fort Pierce real estate loan (something we at Avrus Financial and Mortgage obviously encourage!), look at the revitalization of the city currently underway, as Main Street Fort Pierce works to make the city more livable, pleasant, and a center for economic prosperity:

Main Street Fort Pierce, Inc. brings development, activities, recognition and an improved economy to the historic downtown area through a variety of methods. The organization coordinates downtown improvements, creates a positive image to attract customers and investors, rekindles community pride, enhances the visual quality of the downtown environment, and attracts strategic additions to the economic mix.

Stop by the Fort Pierce Jazz and Blues Society for classes and concerts (not to mention Fort Pierce’s famous Jazz Week!), check out Art Mundo Center for Creative Expression (which hosts super Brush & Brew events), or go to the beautifully restored Sunrise Theater: there’s lots to keep you and your family entertained. And then, of course, there’s the much-acclaimed Treasure Coast beach…

Whatever you like to do, you won’t go wrong getting an affordable mortgage for a Fort Pierce home. According to Coldwell Banker, “the median age of homes is 27 years. In Fort Pierce, 40% of homes are owned, 37% are rented, and 24% are not occupied. Last year, 930 Fort Pierce properties were sold and the median sale price of a home was $111,529.”

So why not check out this beautiful suburban community on Florida’s legendary Treasure Coast? At Avrus Financial and Mortgage, we’ve been helping families like yours find their home in fantastic Fort Pierce for decades, and we can help yours.

Why not ask us how… today?

June 14, 2016

Incomparable Indian River!

As you know, we’ve been spending some time in this space introducing you to Florida’s beautiful Treasure Coast and the many communities here that you may wish to consider as your next home. Several of these communities are included in Indian River County, along with possibilities for employment: the county is home to general aviation manufacturer Piper Aircraft and Velocity Aircraft, CVS distribution center, and world-famous Indian River Citrus (a locally harvested fruit sold worldwide).

And it’s a great place to live, with a wide range of real-estate choices, located geographically from Vero Beach to Sebastian… and in all the amazing places in between! Indian River County is listed as one of Sperling’s Best Places to Live: its communities retain a small-town flavor, one that’s not overwhelmed by tourists or retirees.

These are attractive, quiet, and somewhat upscale communities with typical barrier islands, small downtown areas, a few subdivisions and resorts (though not nearly as many as in the rest of the state), and wild marshlands. Retirees, snowbirds, citrus agriculture, and fishing support the area economy. Indian River County comprises 26 miles of unspoiled beaches and a lagoon; its major communities (Vero Beach, Sebastian, and Fellsmere) offer upscale dining and boutique shopping; and the area showcases some of the most breathtaking natural beauty in the US.

Indian River County sits at the edge of Florida’s tropical rainy region, and the climate reflects the location, with warm summers (moderated by the maritime influence) and mild winters.

If you’re considering moving to the area, explore all of the Treasure Coast towns and cities to narrow down your search a little. Your choices won’t necessarily be economic, however: while Vero Beach, for example, has the most real estate priced over a million dollars (and we can help you finance one of these luxury homes with a jumbo mortgage), it also has the least expensive real estate in Indian Rover County! So it’s important to get a feel for each community before you come to see us.

And we are your first stop in your Indian River County home search: getting preapproved, whether it’s for a jumbo mortgage or a more modest one, is the best first step you can take as you prepare to make this decision. In fact, many real estate agents won’t even take you to see listings without a preapproval in hand! Why? Because you may be able to afford less—or more!—than what you think you can afford, and only a trusted financial and mortgage specialist like Avrus Financial and Mortgage can help you determine what’s the best price range for your specific financial needs. We’ve been helping families just like yours plan and purchase their perfect home in Indian River Country for decades, and we can help you.

Why not ask us how… today?