Category Archives: Blog

Study mortgage rates, and trends this mortgage blog has been constantly updated for years, it is about the financial real estate markets in Florida and Georgia that can be extraordinarily complex, and there is not a stone unturned

200 Percent Mortgages

You’ve probably never heard of 200 percent mortgages … not a lot of people have! They’re first and second mortgages that total 200 percent of a property’s market value … more than the property is actually worth at the time … Continue reading

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Winter Park Wonders

If you’re thinking about relocating to central Florida, one area you may not have considered is in fact one of the best places to call home—Winter Park. It’s been called the “city of gracious living” … Continue reading

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Florida VA Home Loans: Helping Those Who Help Us

In addition to competitive Florida mortgage refinancing rates, we aim to help veterans with a home loan designed specifically for them. While Veteran Affairs (VA) does not issue home loans in Florida and Georgia, they do guarantee them. This allows … Continue reading

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How to Get a Mortgage when you're Self-Employed

The financial crisis of 2008 resulted in a lot of changes. Two of those changes included banks tightening up their lending policies and a number of people who lost their jobs going into business for themselves. The combination of these … Continue reading

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Changes to Fannie Mae and Freddie Mac

If you’ve ever applied for a mortgage, chances are good that you’ve heard of Fannie Mae and Freddie Mac; but with some significant recent changes going on, a little review is … Continue reading

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GETTING A MORTGAGE RATE QUOTE

You’re interested in buying a home or refinancing. Whether you’re shopping conventional, FHA, VA or jumbo, you’re starting point is a mortgage rate quote. Researching current mortgage rates, historic interest rates and today’s rates is the first step of smart … Continue reading

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How big a reverse mortgage should I take out?

If you go to inquire about a reverse mortgage, the first thing you will need to determine is how much of a reverse mortgage you qualify for. And you might want to use that full amount, or just part of … Continue reading

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HOW TO QUALIFY FOR A MORTGAGE

While interest rates are low and certainly appealing, it seems to many people that it’s harder than ever these days to get a mortgage. The collapse of the subprime market certainly sounded the death … Continue reading

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What are Jumbo Loan Rates?

Jumbo mortgage loans are any mortgage loan that exceeds normal conforming loan limits. In the United States, the limit is $417,000. Since these jumbo loans are larger than the average, jumbo loan rates are also higher than regular-sized loans. For … Continue reading

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Who Should Refinance? Maybe It’s … You!

So things are looking up. There are more and more jobs available, the economy is recovering. Maybe you’ve been putting off making any financial decisions; maybe you’ve been waiting to see what would happen. If that’s the … Continue reading

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A reverse mortgage works just like it sounds

A reverse mortgage works just like it sounds—a mortgage where the lender makes payments to you. It’s a loan where some of the equity you have in your home is paid to you, either as a lump some, in monthly … Continue reading

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How Do I Get The Best Mortgage Rates?

The financial marketplace is confusing everywhere, especially for someone seeking a residential loan—especially, perhaps, when it’s for the first time. Florida mortgage rates, like mortgage rates all over the country, fluctuate from one day to the next, and catching hold … Continue reading

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Enjoy Life More with Low Mortgage Refinance Rates

With today’s economy being in such a slump people are struggling more and more to pay for their living costs. Between electric bills, groceries, heating bills, gas and more people do not have any extra money to save for family … Continue reading

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5 Mistakes to Avoid When Shopping for Your New Home

So you’ve decided to buy a house. Congratulations! In some ways, this is the hardest thing you’ll do, because you’re making a decision that will affect your immediate and long-term future. There are some common … Continue reading

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Avoid Buying a Florida Real Estate Lemon

You are sitting in your brand new Florida home 30 days after you purchased it, boxes still unpacked. That paint is still drying and you’ve just discovered the foundation is cracked. How is that possible? You’ve purchased the home at … Continue reading

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