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Today’s Mortgage Rates
Loans up to $417,000 Rate APR 30 Year Fixed 2.990 3.416 15 Year Fixed 2.490 2.795 5 Year ARM 2.250 2.782 FHA - VA Rate APR 30 Year Fixed 2.990 3.998 15 Year Fixed 2.375 3.192 JUMBO LOANS Rate APR 30 Year Fixed 4.250
4.430
15 Year Fixed 3.750 3.980 Rate Details as of 3/8/2013
Category Archives: Blog
200 Percent Mortgages
You’ve probably never heard of 200 percent mortgages … not a lot of people have! They’re first and second mortgages that total 200 percent of a property’s market value … more than the property is actually worth at the time … Continue reading
Winter Park Wonders
If you’re thinking about relocating to central Florida, one area you may not have considered is in fact one of the best places to call home—Winter Park. It’s been called the “city of gracious living” … Continue reading
Florida VA Home Loans: Helping Those Who Help Us
In addition to competitive Florida mortgage refinancing rates, we aim to help veterans with a home loan designed specifically for them. While Veteran Affairs (VA) does not issue home loans in Florida and Georgia, they do guarantee them. This allows … Continue reading
How to Get a Mortgage when you're Self-Employed
The financial crisis of 2008 resulted in a lot of changes. Two of those changes included banks tightening up their lending policies and a number of people who lost their jobs going into business for themselves. The combination of these … Continue reading
Changes to Fannie Mae and Freddie Mac
If you’ve ever applied for a mortgage, chances are good that you’ve heard of Fannie Mae and Freddie Mac; but with some significant recent changes going on, a little review is … Continue reading
GETTING A MORTGAGE RATE QUOTE
You’re interested in buying a home or refinancing. Whether you’re shopping conventional, FHA, VA or jumbo, you’re starting point is a mortgage rate quote. Researching current mortgage rates, historic interest rates and today’s rates is the first step of smart … Continue reading
How big a reverse mortgage should I take out?
If you go to inquire about a reverse mortgage, the first thing you will need to determine is how much of a reverse mortgage you qualify for. And you might want to use that full amount, or just part of … Continue reading
HOW TO QUALIFY FOR A MORTGAGE
While interest rates are low and certainly appealing, it seems to many people that it’s harder than ever these days to get a mortgage. The collapse of the subprime market certainly sounded the death … Continue reading
What are Jumbo Loan Rates?
Jumbo mortgage loans are any mortgage loan that exceeds normal conforming loan limits. In the United States, the limit is $417,000. Since these jumbo loans are larger than the average, jumbo loan rates are also higher than regular-sized loans. For … Continue reading
Who Should Refinance? Maybe It’s … You!
So things are looking up. There are more and more jobs available, the economy is recovering. Maybe you’ve been putting off making any financial decisions; maybe you’ve been waiting to see what would happen. If that’s the … Continue reading
A reverse mortgage works just like it sounds
A reverse mortgage works just like it sounds—a mortgage where the lender makes payments to you. It’s a loan where some of the equity you have in your home is paid to you, either as a lump some, in monthly … Continue reading
How Do I Get The Best Mortgage Rates?
The financial marketplace is confusing everywhere, especially for someone seeking a residential loan—especially, perhaps, when it’s for the first time. Florida mortgage rates, like mortgage rates all over the country, fluctuate from one day to the next, and catching hold … Continue reading
Avoid Buying a Florida Real Estate Lemon
You are sitting in your brand new Florida home 30 days after you purchased it, boxes still unpacked. That paint is still drying and you’ve just discovered the foundation is cracked. How is that possible? You’ve purchased the home at … Continue reading