AVRUS | Avrus Financial & Mortgage Services, Inc. ℠

Bank Says No! We Say Yes!

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Avrus - Bank Says No! We Say Yes! - Get Approved For Mortgage Today

Avrus, the best mortgage company, “100% met our expectations!”

Are you tired of being treated badly by the banks, even when you have A+ credit?

And banks aren’t meeting their customers’ needs anymore:

  • What they have: one-size-fits-all mortgages
  • What they don’t have: experienced staff to approve a qualifying borrower

With a wide variety of mortgage solutions and knowledgeable, up-to-date associates, Avrus can say yes! when the banks say no.

Since 1982, Avrus has successfully closed over a billion dollars in loans. We specialize in finding you the best mortgage rates, and we pride ourselves on fast approvals, files that fly through underwriting, and loans with the most bang for your buck.

Customers celebrate the Avrus team as “honest, good people” you can count on to “deliver what they promise.” The down-to-earth, family atmosphere makes for over-the-top customer service. Avrus takes the time to explain everything in a way that makes sense to you. We pay attention to detail and treat you like a real person, not just a number.

“I will never go to another mortgage company ever, because Avrus Financial is so trusted by my family and friends and helped me tremendously.” – S.H.-

Avrus is licensed to lend in ALL

67 counties in Florida

Avrus provides real estate finance programs, and high quality mortgage rate quote services in north central Florida, Alachua County, Gainesville, Leon County, Tallahassee, Levy County, Cedar Key, southwest FL homeowners looking to refinance their current mortgage in Collier County, Naples, Marco Island, Lee County, Cape Coral, Boca Grande, Bonita Springs, Fort Myers, Pine Island Center, Charlotte County, Punta Gorda, Port Charlotte, central FL, Orange County, Orlando, Winter Park, Polk County, Lakeland, Lake Wales, Marion County, Ocala, Sumter County, Bushnell, The Villages "A Retirement Town", Seminole County, Sanford, Osceola County, Osceola, Kissimmee, Highlands County, Sebring, southeast FL, Broward County, Fort Lauderdale, Hollywood, Palm Beach County, West Palm Beach, Boca Raton, Juno Beach, Jupiter, Palm Beach, Wellington, Miami-Dade County, Miami, Coral Gables, Monroe County, Key West, Martin County "Treasure Coast", Stuart, central east FL Brevard County "Space Coast", Palm Bay, Melbourne, Merritt Island, Volusia County, Deltona, Daytona Beach, Deland, St. Lucie County "Treasure Coast" Port St. Lucie, Ft. Pierce, preapprovals on home purchases in Indian River 'Treasure Coast", Sebastian, Vero Beach, Okeechobee County "Treasure Coast", Okeechobee, homebuyers and purchases in "Emerald Coast" northwest FL "The Panhandle" Escambia County, Pensacola, Okaloosa County, Fort Walton Beach, Destin, Bay County, Panama City, Walton County, Santa Rosa Beach, Washington County, Chipley, Gulf County, Port St. Joe, Franklin County, Apalachicola, central west FL, Hillsborough County, Tampa, Pinellas County, St. Petersburg, Sarasota County, North Port, Venice, Hernando County, Brooksville, Hernando, Citrus County, Crystal River, Manatee County, Bradenton, northeast FL, Duval County, Jacksonville, Jacksonville Beach, Nassau County, Fernandina Beach, Baker County, Macclenny, St. Johns County, St. Augustine, Putnam County, Palatka 'Gem City" Florida zip codes include: 32306, 32312, 32232, 32231, 32247, 32255, 32411, 32402, 32827, 32830, 32836, 32802, 32819, 32789, 32790, 32789, 33418, 33410, 33629, 33606, 33647, 33626, 33602, 33609, 34102, 34103, 34108, 34119, 34105, 33909, 33914, 33394, 33332, 33301, 33316, 33331, 33308, 33109, 33154, 33133, 33140, 33143, 33256, 33051, 33037, 33487, 33498.

159 counties in Georgia

In Georgia, Avrus provides home loan services throughout north Georgia mountains, south Georgia cabins, northeast Georgia, more affluent suburbs, like downtown big city areas Fulton County, Atlanta, Sandy Springs, Roswell, Johns Creek, Alpharetta, East Point, DeKalb County, Dunwoody, North Atlanta, Brookhaven, Redan, Milton, Richmond County, Augusta, Clarke County, Athens, Muscogee County, Columbus, Bibb County, Macon, Dougherty County, Albany, Houston County, Warner Robins, Chatham County, Savannah, Cobb County, Marietta, Smynra, Mableton, Lowndes County, Valdosta, Floyd County, Rome , Columbia County, Martinez, Fayette County, Peachtree City, Hall County, Gainesville, Liberty County, Hinesville, Whitfield County, Dalton, Coweta County, Newnan, Douglas County, Douglasville. Georgia zip codes include: 30327, 30023, 30075, 30005, 30914, 30907, 30909, 30606, 30604, 30097, 30095, 30022, 30162

58 counties in California

In California Avrus offers extensive selection of mortgage loans from Northern California conventional mortgage, jumbo an super jumbo loans, jumbo reverse mortgage, veterans no money down home loans, va home loan mortgage rates, streamline veteran refinance plans for partially disabled or 100% disabled VA loan programs, veterans home loans rates, Santa Rosa mortgage broker, Santa Rosa government refinance mortgage programs for military personnel active or inactive duty, Oakland, Alameda, Berkeley, Montclair, Rockridge, Crocker Highlands, Piedmont, Bay Farm Island, Moraga, Orinda for high-income borrowers, Alameda County mortgages for self employed people. Avrus is a self-employed mortgage lender in Berkeley, California Investor mortgage rates, best mortgage investment property in cities like San Jose, Willow Glen, Santa Clara, Sunnyvale. Silver Creek Valley, Blossom Valley, Los Gatos, Saratoga, Palo Alto, Los Altos, Los Altos Hills, Cupertino, Lexington Hills, Morgan Hill, Santa Clara County, jumbo mortgages in San Jose, CA, San Francisco, Hillsborough, Saratoga, Foster City, Danville, San Ramon, Hercules, Orinda, Benicia, Presidio Heights, Marina, Saint Francis Wood, Sea Cliff, Forest Hill, Forest Hill Extension, Clow Hollow, Clarendon heights, Monterey heights, Pacific Heights, Half Moon Bay, Dublin, and Pacifica, San Mateo County, San Francisco County, San Francisco Bay, Solano County. Northern California real estate preapprovals for investor property, Fresno, Clovis, Madera, Fresno County, Madera County, Sacramento, Lincoln, Sacramento, Elk Grove, Davis, Woodland, Arden-Arcade, Folsom, Rancho Cordova, Roseville, Gold River, Rancho Murieta, Clay for high-income individuals, West Sacramento, Monument Hills, Guinda, both near Woodland in Yolo County, both with good income people. Sacramento County, Yolo County, Placer County. South-Central California, Los Angeles, Pasadena, Burbank, jumbo loan rates, Santa Monica mortgages for self employed people, Long Beach, Torrance, Glendale, Pasadena, Burbank, Beverly Glen, Bel Air, Beverly Hills, Pacific Palisades, Brentwood, Century City, La Brea, Hollywood Hills, Venice, Cheviot Hills. (super jumbo mortgages for all expensive neighbourhoods, best jumbo loan rates in Los Angeles County, LA, Marina Del Rey, Hollywood, Santa Clarita, Lancaster and Palmdale, all North of the Hills. Naples California, Belmont Shore, Belmont Heights, Alamitos Beach and parts of Downtown Long Beach non approved condos and real estate that is beach close , Northern Long Beach like Virginia Country Club, Bixby Knolls, California Heights, Lakewood Plaza, Rancho Palos Verdes, Rolling Hills Estates, Carson. Conventional mortgage loans in Anaheim, Fullerton, Huntington Beach, Orangewood, Buena Park, Chapman, Anaheim Hills. Orange County cities like Anaheim, Irvine, Santa Ana, Newport Beach, Newport Coast, Yorba Linda, Villa Park, Refinance mortgage rates to pay off debt mortgage in Riverside, Hawarden Hills, Rancho Cucamonga, San Antonio Heights, Upland, Lake Riverside, Orangecrest, Corona, Redlands, Victoria, Jurupa Valley, Eastvale, Romoland, Temescal Valley, Woodcrest, El Sobrante. Mortgages for self employed in Riverside County, San Bernardino County, Ontario elf employed, Avrus is a HARP lender in Ontario, CA. Government refinance mortgage programs Ontario, California. Southern California Oceanside mortgage broker, Government refinance mortgage programs for military active or inactive conventional mortgage rate quotes in San Diego, Little Italy, El Cajon, La Mesa, Coronado, Otay Mesa, Jamul, Imperial Beach, Bankers Hill, Encinitas, Mission Hills, Allied Gardens, Bird Rock, Bay Park, Carlsbad, Lemon Grove, Leucadia, 4S Ranch, Kensington, Fairbanks Ranch, Rancho Santa Fe, San Diego County Estates, Poway, San Marcos, Del Mar, San Diego County. California zip codes include, 94024, 92661, 90272, 91108, 93108, 94607, 94603, 94601, 94022, 94602, 90077, 90049, 90067, 90064, 90045 95120, 91505, 91504 91105, 91104, 91101, 90401, 90210, 90402, 90403, 90404, 90405, 92067, 92662, 92661, 90815, 90807, 90801, 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90809, 90810, 90813, 90815, 90505, 90503, 90501, 92657, 92660, 92603, 92101, 92071.

Please select an area for the best mortgage deals. Find areas we offer special home finance programs

TOOLS & RESOURCES For finding, and building the right professionals for your mortgage team, in your favorite area of Florida, Georgia, or California counties, cities, neighborhoods, communities, etc...

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Mortgages for Self-Employed - “Solid Professional Services”

You’ve rearranged life to be your own boss, but when it comes to buying or refinance your home, do you feel helpless? Many freelancers waste time and money on unnecessary paperwork and appraisals that put their financial savings at risk, only to have the loan denied. Self-employed mortgages are the most challenging to obtain in today’s market place. The harder the case, the more Avrus goes to bat. We work closely with you to find the most competitive rates and get your payments as low as possible so you have extra cash in your pocket. And, don’t worry about the paperwork. With us, the application process is smooth and stress-free, making your job easy. You’re still the boss at Avrus.

I found this company through Google I gave them a call because their ad said bank says no we say yes, and was enlightened by the amount of knowledge the loan officer was able to explain things about programs term and conditions of our mortgage situation. We are self employed, but with the help from avrus we were able to get our tax return reviewed and cleared for a closing date that wasn’t uncomfortable for us. I strictly keep business separate from friends and family but I can now say their my friends. Patrick H. Tampa, FL

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Florida, Georgia or California Jumbo Loan Rates and Refinance ------ “Saved from Financial Disaster”

Worried that the money won’t come through? Or you’ll be under water at the next interest rate hike? You don’t have to put your home, your money, or your future in jeopardy. From the start, the Avrus service, mortgage rate quote & closing costs are airtight. We also offer sound financial advice to make sure you get the best financing program for your portfolio. And no matter your location, we can help you put together a reputable alliance of insurance agents, title companies, and appraisers who deliver prompt service and can save you hundreds of dollars in annual policies, commissions, and fees. Feel free to use our website as an added resource to stay informed, so you never have to make decisions in the dark. Take back control of your life.

“(Avrus) asked all the right questions and had all the right answers. We closed on a HARP loan in 3 weeks at 4.25% and my payments are now $500 less a month. That’s $6,000 a year to add to my retirement.” – J. Wheeler

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Refinance

Searching for the best mortgage refi rates to lower your current mortgage payments? Searching for the best mortgage refi rates to lower your current mortgage payments? Well, look no further! Avrus Financial & Mortgage Services, Inc. will provide you with the costs as well as show you how to move your equity into a debt consolidation mortgage

 

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Buying A Home

Buying a home
At Avrus Financial & Mortgage Services, Inc., we understand that while looking for banks with the lowest mortgage rates is an important milestone in anyone’s life when it comes to home ownership, and when you’re getting the best pre approval services available, it’s even more thrilling.

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